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Harbaugh DFW Market Dashboard

A compact read on North Texas housing, mortgage markets, and the broader economy.

As of October 16, 2026

Market Summary

Housing

DFW housing market

Metro-wide resale trends and pricing.

Median Home Price — DFW

Metro median closed sale price

Live

$389,000

MoM
−0.3%
3-mo
−2.5%
YoY
+0.6%

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Months Supply — DFW

Active listings ÷ sales pace

Live

4.4 mo

MoM
−0.1
3-mo
+0.0
YoY
−0.3

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Sales Volume — DFW

Monthly closed sales, units

Live

7,731

MoM
−11.5%
3-mo
−16.6%
YoY
−5.7%

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

S&P CoreLogic/Cotality Case-Shiller TX-Dallas Home Price Index

Jan 2000 = 100

Live

296.7

MoM
−0.2%
3-mo
+1.1%
YoY
−0.4%

Updated through July 2026

Source: S&P CoreLogic Case-Shiller / FRED

Local markets

Arlington & Mansfield housing market

Side-by-side read on Arlington and Mansfield markets

Arlington Median Home Price

City of Arlington

Live

$321,000

MoM
−2.7%
3-mo
−1.9%
YoY
−1.2%

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Arlington Months Supply

Months of inventory

Live

3.5 mo

MoM
−0.1
3-mo
+0.3
YoY
−0.2

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Mansfield Median Home Price

City of Mansfield

Live

$500,000

MoM
+7.8%
3-mo
−2.9%
YoY
+6.4%

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Mansfield Months Supply

Months of inventory

Live

3.1 mo

MoM
−0.1
3-mo
+0.1
YoY
−1.1

Updated through August 2026

Source: Texas Real Estate Research Center at Texas A&M University

Macro

National economy / rates

Rates, inflation, and national benchmarks that shape payment math.

30-Year Mortgage Rate vs 10-Year Treasury Yield

Primary market mortgage vs benchmark yield; spread shown at latest

Live

30-yr mortgage

7.40%

10-yr Treasury

5.19%

Spread

+2.21 pp

Updated through October 2026

30-yr mortgage10-yr Treasury

Source: Freddie Mac / FRED

M2 Money Supply — U.S.

Broad money stock

Live

$23.3T

MoM
+0.5%
3-mo
+1.4%
YoY
+5.7%

Updated through August 2026

Source: FRED

Federal Funds Target Rate

Effective federal funds rate

Live

3.75%

MoM
+0.12 pts
3-mo
+0.12 pts
YoY
−0.47 pts

Updated through September 2026

Source: FRED

CPI Inflation — U.S.

Headline CPI, year-over-year

Live

4.02%

MoM
+0.6%
3-mo
+1.1%
YoY
+4.0%

Updated through September 2026

Source: FRED

U.S. National Debt

Total public debt outstanding

Live

$39.5T

QoQ
+1.0%
3-qtr
+4.8%
YoY
+9.0%

Updated through April 2026

Source: FRED

Real GDP — U.S.

Real GDP growth, year-over-year

Live

2.19%

QoQ
−0.45 pts
YoY
−0.23 pts
3-yr
−0.54 pts

Updated through April 2026

Source: FRED

Unemployment Rate — U.S.

Seasonally adjusted

Live

4.20%

MoM
+0.10 pts
3-mo
0.00 pts
YoY
−0.10 pts

Updated through September 2026

Source: FRED

Household Income — U.S.

Median household income, nominal

Live

$87,460

YoY
+5.2%
2-yr
+8.5%
3-yr
+17.3%

Updated through January 2025

Source: FRED

S&P CoreLogic/Cotality Case-Shiller U.S. National Home Price Index

Jan 2000 = 100

Live

337.3

MoM
+0.1%
3-mo
+1.2%
YoY
+1.9%

Updated through July 2026

Source: S&P CoreLogic Case-Shiller / FRED

Regional

DFW / Texas economy

Texas and DFW labor and price conditions.

Unemployment Rate — Texas

Statewide, seasonally adjusted

Live

4.40%

MoM
−0.10 pts
3-mo
+0.10 pts
YoY
+0.20 pts

Updated through August 2026

Source: BLS / FRED

CPI Inflation — DFW

Metro CPI, year-over-year

Live

4.88%

MoM
+0.7%
3-mo
+0.4%
YoY
+4.9%

Updated through September 2026

Source: BLS / FRED

Real GDP — Texas

State real GDP growth, year-over-year (quarterly)

Live

1.69%

QoQ
−1.43 pts
YoY
−1.79 pts
3-yr
−8.15 pts

Updated through April 2026

Source: FRED

Narrative

Market Notes

Current observations and context for the latest market data.

National Economic Backdrop

The 30-year mortgage rate has increased to 7.03% as of September 2026, reflecting a month-over-month rise of 0.37 percentage points. The unemployment rate stands at 4.10%, unchanged from the previous month, while the U.S. CPI inflation rate is recorded at 3.71%. The national debt has reached $39.1 trillion, indicating a year-over-year increase of 7.9%.

DFW Market Summary

The median sale price for homes in the DFW area is currently $389,000, showing a slight month-over-month decrease of 0.3%. The months of inventory stands at 4.4 months, indicating a year-over-year decline of 0.3 months. Home sales volume has decreased significantly, with 7,750 transactions recorded, representing an 11.2% drop from the previous month.

Arlington Housing Market

In Arlington, the median home price is $320,000, which reflects a month-over-month decrease of 3.2%. The months of inventory in Arlington is at 3.5 months, showing a slight year-over-year decline of 0.2 months.

Mansfield Housing Market

Mansfield's median home price is currently $498,000, marking a month-over-month increase of 7.6%. The months of inventory in Mansfield is at 3.1 months, remaining stable with no change from the previous month.

Generated September 25, 2026